外貿(mào)英語函電Unit10Insurance.ppt

《外貿(mào)英語函電Unit10Insurance.ppt》由會員分享，可在線閱讀，更多相關(guān)《外貿(mào)英語函電Unit10Insurance.ppt（37頁珍藏版）》請在裝配圖網(wǎng)上搜索。

Unit10Insurance Content IntroductionBackgroundinformationCasestudyCase1UsefulphrasesExercises Thepurposeofinsurance toprovidecompensationforthosewhosufferfromlossordamage Itisacontractofindemnity Partiesinvolvedininsurance theinsurerthepartywhoagreetoaccepttherisktheinsuredthepartyseekingprotectionfromtheriskthebeneficiarycanbesamepersonthepartywhowillgetthecompensationwhenanylossoccur Insurancepolicy保險單ContractbetweentheinsurerandtheinsuredInsurancepremiumThesumofmoneytheinsuredagreestopaytheinsurerforaninsurancepolicyInsuranceamount Backgroundinformation MarineriskAverageCoverage 風險 risks perilstotalloss損失 lossesparticularaveragepartialloss 單獨海損 generalaverage 共同海損 險別 risks perils coverages保險公司按照不同險別包括的風險所造成的損失和發(fā)生的費用承擔賠償責任 所以在保險業(yè)務(wù)中風險 損失和險別三者有著緊密的聯(lián)系 為此 我們對保險公司所能承保的風險與損失的種類和內(nèi)容必須有準確的理解 海上風險PerilsoftheSea 外來風險ExtraneousRisks 自然災(zāi)害 NaturalCalamity 意外事故 Fortuitousaccidents 一般外來風險GeneralExtraneousRisks 特殊外來風險SpecialExtraneousRisks 風險Risks 損失Losses 海上損失 其他損失 全部損失TotalLoss 實際全損ActualTotalLoss 推定全損ConstructiveTotalLoss 部分損失PartialLoss 共同海損GeneralAverage 單獨海損ParticularAverage 一般外來損失 特殊外來損失 Marinerisk Perilsofthesea 海上風險 naturalcalamities fortuitousaccidentsExtraneousrisks Perilsofthesea naturalcalamities heavyweather lightening earthquake volcaniceruptionandsoon fortuitousaccidents fire explosion vesselbeingstranded grounded sunkorcapsized collisionorcontactofvesselwithanyexternalobjectotherthanwater Heavyweather lightening earthquake Volcaniceruption Tunami 海嘯 NaturalCalamities Fortuitousaccidents fire explosion collision Stranded觸礁 sunk Grounded擱淺 Extraneousrisks GeneralExtraneousRisks theftandpilferage contamination leakage breakage sweatingand orheating taintofodor rusting hookdamage freshand orrainwaterdamage short deliveryandnon delivery shortageinweight clashingandsoon SpecialExtraneousRisks war strike failuretodeliverduetosomespeciallawsorregulations Average Totalloss ActualTotalLoss 實際全損 ConstructiveTotalLoss 推定全損 Partialloss GeneralAverage 共同海損 ParticularAverage 單獨海損 Partialloss 1 GeneralaverageItisalossresultingfromavoluntarysacrificeorexpenditureintimeofperil forthesafetyofhull cargoandfreight 2 Particularaverage Itmeanspartiallossordamageaccidentallycausedtotheshiportoaparticularlotofgoods Particularaverageisnotatotalloss Itmustbebornebytheownerofthepropertysufferingtheloss itisdistinctfromgeneralaverage whichissharedbyallwhohaveafinancialinterestinthevoyageanditsrisksinproportiontothevalueoftheirinterests Coverage basicrisksFreefromParticularAverage F P A WithParticularAverageorWithAverage W P AorW A AllRisksadditionalrisksgeneraladditionalrisksspecialadditionalrisk Basicrisks FreefromParticularAverage平安險 F P A 范圍較窄 只提供實際海損所引起的全損及共同海損的賠償 不承擔單獨海損的賠償WithParticularAverage WPA 水漬險水漬險對整個保險期間內(nèi)由海難引起的全部損失或損壞提供廣泛保險 AllRisks AR 一切險不管是海難還是一般外來險原因所造成的被保之物的全損或部分損失的賠償責任包括共同海損和單獨海損責任外來原因造成的短少 短量 滲漏 碰碎 鉤損 雨淋 生銹 受潮 受熱 發(fā)霉 竄味 玷污等全部或部分損失也負責賠償不包括戰(zhàn)爭險 不合格包裝 內(nèi)在缺點等 Additionalrisks generaladditionalrisks偷竊提貨不著險 Theft PilferageandNon delivery縮T P N D 淡水雨淋 FreshWater orRainDamage 短量 RiskofShortage 混雜玷污險 RiskofIntermixtureandContamination 滲漏險 RiskofLeakage 碰損破碎險 RiskofClashandBreakage specialadditionalrisk戰(zhàn)爭險 WarRisk 罷工險 StrikesRisk 交貨不到險 FailuretoDelivery 進口關(guān)稅險 ImportDutyRisk 艙面險 OnDeckRisk 拒收險 RejectionRisk 和黃曲霉素險 Aflatoxin Case1 Whichpartyisthisletterwrittenby Whatishisrequirement Why Whichcompanydoeshechoose Why Whatotherinformationisheaskingfor OnCFRterms按 報價Takeout出具Anopenpolicy預(yù)約保險單TheLloydInsuranceCompany勞埃德保險公司Ongoodtermswithsb交往甚好UnderwriterPremiumrebatePICCThePeople sInsuranceCompanyofChina 1 InsurancePolicy 保險單 俗稱大保單 2 InsuranceCertificate 保險憑證 俗稱小保單 3 OpenPolicy OpenCover 預(yù)約保險單 總保險單 3FormsofMarineInsuranceDocuments 1 保險單InsurancePolicy 保險單是保險人已接受保險的正式憑證 俗稱 大保單 也是保險人和被保險人之間訂契約的證明 2 預(yù)約保單OpenPolicy 預(yù)約保險單它是保險人承保被保險人在一定時期內(nèi)分批發(fā)運的貨物所出立的保險單 在預(yù)約保險單內(nèi) 載明保險貨物的范圍 險別 保險費率 每批運輸貨物的最高保險金額以及保險費的結(jié)算辦理等 3 保險憑證InsuranceCertificate 保險憑證是保險人對貨物已接受保險的一種證明文件 俗稱 小保單 是簡化的保險單 保險憑證僅載明被保險人名稱 被保險貨物名稱及數(shù)量 船名 航程 開航日期 險別 保險期限和保險金額等必要的項目 而對保險公司與被保險人的權(quán)利和義務(wù)則不予載明 保險憑證與保險單具有同等效力 Usefulphrases 1 coverinsuranceon against eg Wecoverinsuranceonthegoodsfor110 oftheinvoicevalueagainstAllRisksandWarRisk Similarphrase cover arrangeinsurance effectinsurance provide takeoutinsuranceeg Forthiscontract wewouldlikeyoutoarrangeinsuranceatyourend 表所保的貨物 后接OnInsuranceonthe100tonsofwool表投保的險別 againstInsuranceagainstallrisks保額 forInsurancefor110 oftheinvoicevalue保費率 atInsuranceattherateof 向某保險公司投保 withInsurancewithPICC Insure的用法 Vt Insuresth ariskVi Insureagainstarisk Cover的用法 Vt CoverinsuranceCoverariskCoverAllRisksandWarRisksCoversth sb againstariskCoverthegoodsagainstAllRisksCoverusagainstBreakage Premiumatapremiumofeg Thiskindofadditionalriskiscoverableatapremiumof2 Thepremiumisforbuyer saccounteg Underdifferenttradeterms theinsurancechargecangoforbuyer saccountortheseller saccount Similarphrase tobebornebythebuyertobechargedtothebuyer saccount Vocabulary insuranceagent保險代理人insurancebroker保險經(jīng)紀人insurancecertificate保險憑證insurancecommission保險傭金insurancemarket保險市場insurancepolicy保險單 insuranceamount保險金額insurancecoverage保險范圍insurancecompany保險公司insuranceclause保險條款insuranceinstruction投保通知insurancebusiness保險企業(yè)insuranceconditions保險條件 Exercises 根據(jù)你方要求 我們將按發(fā)票金額的110 投保請給合同投保平安險和戰(zhàn)爭險這份保單給我們保了破碎險我們向中國人民保險公司辦理投保一切險 保險金額為人民幣5500元 根據(jù)你方要求 我們將按發(fā)票金額的110 投保Weshallcoverinsurancefor110 oftheinvoicevalueinaccordancewithyourrequest 請給合同投保平安險和戰(zhàn)爭險PleaseinsureFPAandagainstWarRisksonthecontract 這份保單給我們保了破碎險TheinsurancepolicycoversusagainstBreakage 我們向中國人民保險公司辦理投保一切險 保險金額為人民幣5500元 WeinsurethegoodsforRMB5500againstAllRiskswithPICC